Pick your income types and sign in to HMRC. Kept fetches your businesses and deadlines, so you never type an ID.
Making Tax Digital, without the headache.
Know what to set aside every day, sort your spending with a swipe, and send HMRC your quarterly updates in about five minutes.
Sort, snap, send and set aside: receipts, mileage, invoices, quarterly updates and your tax return in one app.
Kept handles what it can on its own and only asks you about the rest. Anything that doesn't apply to you stays out of sight.
Pick your income types and sign in to HMRC. Kept fetches your businesses and deadlines, so you never type an ID.
Swipe the few transactions Kept isn't sure about. Most are sorted for you.
Check the figures and send one update for each income source.
A few questions bank data can't answer, HMRC's calculation, then your tax return.
Every time you open Kept, you see how much tax to set aside. It updates as money comes in and goes out, with CIS already taken off.
Get early accessYour bank feed comes in already sorted where Kept is sure. You swipe the rest, and every swipe teaches it.
Tell Kept once. It shows the screens and categories that fit, and hides the ones that don't.
Kept asks HMRC for your business ID after you sign in. Every update, adjustment and calculation quotes it for you.
XAIS00000123456Fetched from HMRC, never typedThe £200.00 comes off your tax all year, not just at the end.
a mile for your first 10,000 business miles, then 25p. Kept keeps the running total.
You record the full rent. Kept applies your share and sends HMRC one figure for all your UK property.
Kept learns from tenant names, references and suppliers. Mortgage interest is kept separate, because HMRC treats it as a tax credit, not an expense.
XPIS00000654321Each quarter you send one update for your trade and one for your property. Every transaction belongs to the right one, so they never mix.
Receipts, journeys, invoices and bills. Capture them in seconds and Kept matches them to your bank.
Kept reads the merchant, date, total and VAT on your phone, then attaches it to the bank payment.
Split by amount or percentage, and Kept can do it the same way every month.
Kept reads the columns for you, skips duplicates and checks the totals add up.
After your fourth update, Kept walks you through the tax return: a few adjustments, any other income, HMRC's calculation, then declare.
A tidy PDF pack, an Excel workbook with live formulas, and every receipt in a ZIP.
Kept can see transactions, never move money. You choose which accounts to share.
Your records are stored in London and encrypted. Your National Insurance number is always masked.
HMRC terms explained where you meet them. No jargon, no alarms.
Export everything, or remove it for good, whenever you like.
Everything HMRC needs is free. Plus saves you time with bank feeds, receipts and invoices.
Prices include VAT. Plus starts with 30 days free, and you can cancel any time in your Apple ID settings.
It's HMRC's new way of doing Self Assessment. You keep digital records, send a short summary (a quarterly update) every three months through software like Kept, then do your tax return at the end of the year.
It depends on your income from self-employment and property added together, before expenses. Over £50,000, it starts on 6 April 2026. Over £30,000, it starts on 6 April 2027. Over £20,000, it starts on 6 April 2028.
Yes, but you do it in Kept once all four quarterly updates are sent. In your first year, your previous year's Self Assessment return is still due the old way by 31 January.
No. Kept does the sums, explains them in plain English and sends your updates. It doesn't give tax advice. You can share everything with your accountant in one tap.
Kept connects through an FCA-regulated open banking partner with read-only access, so it can't move money or see your logins. Your records are stored in the UK and encrypted.
Kept is on iPhone first. Android is planned next, on the same system, so your records move with you.